Lucrative by Nature — Bothell, WA
From high-risk to high-volume — we connect merchants with the right payment processors. Fast approvals, no hidden fees, personal support that scales with you.
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From high-risk to high-volume — we connect merchants with the right payment processors. Fast approvals, no hidden fees, personal support that scales with you.
Merchants Approved
Years Experience
Average Savings
Avg Approval Time
What We Do
Everything you need to accept payments — tailored to your industry and risk profile.
Have you been in business for more than 6 months and are still using Square for your payment processing?
Square is great for startups — but their flat-rate pricing costs you significantly more once your business is established. Let us show you exactly how much you could save.
See How Much You Save →Simple Process
Chip, your AI onboarding guide, walks you through every step.
Fill out our simple online form — Chip guides you through every field and answers questions in real time.
Our matching engine pairs you with the best processor for your industry, volume, and risk profile.
Fast approvals, personal support, and no hidden fees. You're ready to take payments.
Transparent Pricing
Choose the pricing structure that works best for your business. We'll help you decide.
Cost-Plus Pricing
Pay a small margin above the interchange rate set by Visa and Mastercard. Industry-standard, transparent, and flexible. You absorb the processing costs — customers see no surcharge.
Dual-Mid Pricing — Flat $45/Month
Pay just $45/month — period. A ~4% service fee is shown to card-paying customers at checkout. Cash customers get a discount. You keep 100% of every sale.
Free Tool
Drag the sliders to see your estimated savings with Lucrative Merchants.
See how much your business could save by switching to Lucrative Merchants
Current monthly fees
$1,350
LM monthly fees
$950
Monthly savings
$400
Estimated annual savings
$4,800
Based on your inputs — actual savings may vary
No commitment required — we show you the numbers first
What Merchants Say
"Lucrative Merchants saved us over $800 a month on processing fees. The switch was seamless and Chip walked us through every step."
Marcus T.
Restaurant Owner, Seattle WA
"We had been declined by three processors because of our CBD products. Kingsley got us approved in 36 hours. Incredible service."
Sarah K.
CBD Retailer, Bellevue WA
"The rate analysis alone was worth it. They showed us line by line exactly what we were overpaying. Switched immediately."
David R.
Retail Store Owner, Bothell WA
"As a high-volume eCommerce business we needed a processor who understood our needs. LM delivered better rates and rock-solid uptime."
Jennifer L.
eCommerce Founder, Kirkland WA
Bothell, WA
Est. 2013 · Serving merchants worldwide
Who We Are
We started Lucrative Merchants because too many great businesses were overpaying for payment processing — or getting declined entirely because of their industry.
Whether you're high-risk, high-volume, or just getting started — we find the right processor for your business. No middlemen. No hidden fees. Fast approvals and personal service from our team in Bothell, WA.
Talk to Chip, our AI onboarding guide, or book a free consultation with our team. Most merchants are approved within 48 hours.
Our Processing & POS Partners
Talk to Chip, our AI onboarding guide, or book a free consultation with Kingsley directly. Most merchants are approved within 48 hours.
