Who We Are
Lucrative Merchants is a payment processing consultancy based in Bothell, WA. We help businesses across every industry get the right processor, the right rates, and the fastest possible approval.
Our Mission
We started Lucrative Merchants because too many great businesses were overpaying for payment processing — or getting declined entirely because of their industry.
Whether you're high-risk, high-volume, or just getting started — we find the right fit for your business. No middlemen. No hidden fees. Just fast approvals and personal support.
We work with processors across the country — from Nuvei and Wholesale Payments to Coastal Pay and Durango — to match every merchant with the partner that's right for them.
500+
Merchants Approved
12+
Years Experience
$45/mo
Cash Discounting
48hrs
Avg Approval Time
What We Stand For
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We show you exactly what you're paying and why. No bundled rates. No hidden markups. Every fee explained.
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Most merchants are approved in 24–48 hours. We move fast because your business can't afford to wait.
🤝
Every application is reviewed personally. You're never just a ticket number — you're a business we're invested in.
🌎
High-risk, low-risk, domestic, international — we have a processor for every business type and industry.
💰
We offer Cash Discounting at a flat $45/month and Interchange-Plus pricing that consistently beats the market.
🛡️
Every setup we recommend is fully compliant with card network rules. No shortcuts that could cost you your account.
The Team
Our team combines decades of payment processing expertise with a personal approach that puts merchants first.
Founder & CEO
12+ years in payment processing and digital marketing. Former Microsoft FastTrack contractor. Expert in high-risk merchant accounts, SEO, and payment technology.
Full Bio →
AI Merchant Guide
Chip is our AI-powered onboarding guide — available 24/7 to answer questions, guide merchants through the application process, and connect them with the right resources.
Always Available👤
Coming Soon
Regional Sales Representative
We're growing our team of merchant services experts across the US and internationally. Stay tuned.
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Based in Bothell, WA — but our reach is global. We help merchants across the US, Latin America, and beyond find the right payment processing solution for their business.
Apply for a merchant account, get a free rate analysis, or book a consultation with our team.