Kingsley Northcott

I started Lucrative Merchants because I saw a problem that nobody was solving honestly — merchants getting overcharged, declined, and left without answers by an industry that profits from their confusion.

With over 12 years in payment processing and digital marketing, I've worked with hundreds of businesses across every industry — from restaurants and retail shops to CBD companies, firearms dealers, and eCommerce brands. I know what processors look for, what they'll approve, and how to position any business for success.

Before founding Lucrative Merchants, I led a major Microsoft FastTrack digital marketing contract, driving over 1,200% organic traffic growth across 30+ client websites. That technical background shapes everything we do — we don't just place merchants with processors, we architect the right solution for each business.

Why I Do This

Payment processing is one of those industries where the complexity is used against you. Tiered pricing, bundled rates, junk fees, PCI non-compliance charges — most merchants have no idea what they're actually paying or why. I built Lucrative Merchants to fix that.

Every application that comes through our door is reviewed by me personally. I'm not just matching you to a processor — I'm building a relationship that helps your business grow. When you win, we win.

Our Reach

Based in Bothell, WA — but our merchants span the US, Latin America, and beyond. As we grow our team of regional representatives, we're building the infrastructure to serve merchants in any language, any market, any industry.

If you've been declined, overcharged, or just want a straight answer about what payment processing should actually cost your business — reach out. I'll tell you exactly what I see.