Privacy Policy

Last updated: March 16, 2026

1. Introduction

Lucrative Merchants ("we," "us," or "our"), located at 22722 29th Dr SE Suite 100, Bothell, WA 98021, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit lucrativemerchants.com or use our services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

2. Information We Collect

Information you provide directly: When you fill out a contact form, start an application, or communicate with us, we may collect your name, business name, email address, phone number, business type, and monthly processing volume.

Information collected automatically: When you visit our website, we may automatically collect your IP address, browser type, operating system, referring URLs, and pages viewed. This information is collected via standard web server logs and analytics tools.

Sensitive financial information: If you submit processing statements or financial documents for a rate analysis, those documents are handled with strict confidentiality and used solely for the purpose of providing you with a rate comparison. We do not store full card numbers, bank account numbers, or Social Security Numbers on our website servers.

3. How We Use Your Information

We use the information we collect to: respond to your inquiries and provide merchant services; process applications and connect you with appropriate payment processors; send follow-up communications related to your inquiry; improve our website and services; comply with legal obligations; and prevent fraudulent activity.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Disclosure of Your Information

We may share your information in the following circumstances:

Payment processors and underwriters: With your consent, we share your business and financial information with payment processors, acquiring banks, and underwriting partners for the purpose of evaluating and approving your merchant account application. These partners are subject to their own privacy policies and applicable financial regulations.

Service providers: We may share information with third-party vendors who assist us in operating our website and conducting our business, subject to confidentiality agreements.

Legal requirements: We may disclose your information if required by law, regulation, legal process, or governmental request.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security. Our merchant portal at app.lucrativemerchants.com uses industry-standard SSL encryption and secure database storage.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our site may not function properly without cookies. We use analytics tools (such as Google Analytics) to understand website traffic and usage patterns. This data is aggregated and does not personally identify you.

7. Third-Party Links

Our website may contain links to third-party websites, including payment processor portals, scheduling tools (Calendly), and our merchant portal. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

9. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or delete your data. Washington State residents may have additional rights under applicable state privacy laws. To exercise these rights, contact us at info@lucrativemerchants.com.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page. Your continued use of our website after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Lucrative Merchants

22722 29th Dr SE Suite 100

Bothell, WA 98021

(425) 780-4405

info@lucrativemerchants.com