Payment Processing → ACH & eCheck
Process payments directly from bank accounts at a fraction of the cost of credit cards. Ideal for B2B, high-ticket sales, recurring billing, and cannabis wholesale transactions.
Get ACH ProcessingCredit card processing fees typically run 1.5%–3.5% per transaction. ACH processing fees are often flat-rate — sometimes as low as $0.25–$1.50 per transaction regardless of the amount. On a $10,000 invoice, that's the difference between paying $200 in fees vs. paying $1.50.
For high-ticket B2B transactions, recurring billing, and industries where credit cards aren't ideal (like cannabis wholesale), ACH and eCheck processing is often the smarter choice. We set up both options so you can offer your customers flexibility.
ACH processing fees are typically flat per-transaction — not percentage-based. The bigger the transaction, the more you save vs. credit cards.
Instant bank account verification via Plaid or micro-deposit verification. Reduces failed transactions and returned payments significantly.
Standard ACH settles in 1-3 business days. Same-day ACH is available for time-sensitive payments — funds arrive the same business day.
Automate recurring payments from customer bank accounts. Subscription billing, installments, and retainer payments — all on autopilot.
We specialize in electronic check processing for cannabis wholesale transactions between licensed producers and dispensaries where card networks don't apply.
ACH disputes are far less common than credit card chargebacks and have different dispute rules. Reduces your chargeback exposure significantly.
Tell us about your business and Chip will help you determine if ACH processing is right for your transaction profile — and how much you could save.
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