ACH & eCHeck
Accept Payments Directly from Bank Accounts
Not every customer wants to pay with a credit card—and not every business wants to deal with the high processing fees. That’s where ACH and eCheck processing comes in.
Lucrative Merchants provides businesses with secure, scalable ACH and eCheck payment solutions, allowing your customers to pay directly from their bank accounts—online, over the phone, or through invoicing. It’s a perfect fit for recurring billing, high-ticket transactions, and industries where credit card acceptance is limited or restricted.
💡 What Is ACH and eCheck Processing?
-ACH (Automated Clearing House) transfers allow funds to move electronically between U.S. banks—used for payroll, bill payments, and business transactions.
-eChecks function like digital versions of paper checks, offering a convenient, low-cost way to accept payments online.
Both methods are great alternatives to credit cards, especially for high-risk, high-volume, or subscription-based businesses.
🔍 Features of Our ACH & eCheck Solutions
🏦 Direct Bank Transfers – Lower cost than credit cards, with reliable settlement
🔁 Recurring & Subscription Billing – Automate payments with customizable billing cycles
📬 Online Invoicing & Payment Links – Let customers pay via email or portal
🛡️ Risk & Fraud Controls – Account verification, duplicate detection, and secure processing
📈 Detailed Reporting – Track every transaction, dispute, and deposit from your dashboard
🔓 High-Risk Business Approval – We specialize in ACH for regulated or hard-to-place industries
Why Choose Lucrative Merchants for ACH?
✅ We work directly with ACH processors and sponsor banks
✅ Fast approvals for high-risk and niche industries
✅ Transparent, flat-fee pricing (no junk fees)
✅ Dedicated support and U.S.-based underwriting
✅ Easily integrate with your website, CRM, or billing platform
ACH & eCheck Procesing is Ideal for:
-High-Ticket Product or Service Sales
-B2B and Invoicing-Based Businesses
-Subscription Services & Membership Platforms
-Regulated & High-Risk Industries
-Education, Legal, Health & Wellness Providers
-Financial Services & Agencies
Save on Fees and Get Paid Securely
ACH and eCheck payments can significantly reduce processing costs and increase payment flexibility for your customers—especially for high-volume or high-value businesses.
Talk to an ACH Specialist today!
Get Approved
Even if you have been declined before, we can help you secure a safe and reliable merchant account for you high risk business.
