Payment Processing → Credit & Debit Card
Accept Visa, Mastercard, Amex, and Discover in person, online, and over the phone. Transparent interchange-plus pricing with no surprises on your monthly statement.
Get My Processing RatesMost businesses don't know their effective processing rate — they just pay the bill. But on $50,000 a month in card volume, the difference between 2.6% (flat rate) and 1.8% (interchange-plus) is $400 every month. That's $4,800 a year you could keep.
We put you on interchange-plus pricing, the most transparent model in the industry. You see exactly what the card networks charge and exactly what our markup is. No bundled rates, no surprises, no flat-rate overpaying.
Visa
Credit & debit
Mastercard
Credit & debit
American Express
Credit cards
Discover
Credit & debit
Apple Pay
Contactless
Google Pay
Contactless
Samsung Pay
Contactless
FSA/HSA Cards
Healthcare
In person, online, or over the phone — we have a processing solution for every sales channel.
Traditional countertop terminals, POS systems, and mobile readers. The lowest interchange rates because the card is physically present.
Payment gateway integration for your website or app. Secure tokenization, 3D Secure, and fraud prevention tools built in.
Virtual terminal lets you manually key in card numbers for phone orders, mail orders, or any time you can't swipe or dip the card.
Tap-to-pay for cards and mobile wallets. Faster checkout, lower fraud risk, and the payment method customers increasingly prefer.
Automatically charge saved cards for subscriptions, memberships, and installment payments. Secure card storage with tokenization.
Lower interchange rates for B2B transactions with corporate cards. We help you capture Level 2 and 3 data to reduce your effective rate.
Send us 3 months of statements and we'll show you exactly what your effective rate is and what LM can offer. Free, no obligation.
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Your Merchant Onboarding Guide