Payment Processing
Accept Payments Anytime, Anywhere,Your Way
Lucrative Merchants helps businesses of all sizes accept payments securely and efficiently, whether in-store, online, or on the go. From credit and debit card transactions to virtual terminals and ACH/eCheck processing, we offer flexible payment processing options that adapt to your business model—not the other way around.
Whether you’re a retail store, service provider, B2B company, or high-risk merchant, we tailor your solution for compliance, scalability, and long-term stability.
High risk doesn’t mean you’re doing something wrong, it just means you need a specialized partner who understands your industry.
Credit & Debit Card Processing
Accept all major credit and debit cards—online, in-person, or via mobile. We offer competitive rates, EMV-compliant terminals, and seamless gateway integrations for a smooth checkout experience.
✅ Retail, eCommerce, and high-risk friendly
✅ Fast approvals and next-day funding
✅ PCI-compliant with fraud protection tools
Virtual Terminals
Turn your computer or mobile device into a full-featured payment terminal. Our virtual terminal solutions are perfect for phone orders, invoice payments, recurring billing, and remote transactions.
✅ No hardware needed—just a secure login
✅ Perfect for professional services and B2B
✅ Easy invoicing, email receipts, and recurring billing options
ACH & eCheck Payment Processing
Let your customers pay directly from their bank accounts using ACH or eCheck processing. Ideal for high-ticket sales, recurring payments, or industries where credit card processing is limited or costly.
✅ Lower fees than credit cards
✅ High risk & regulated industry friendly
✅ Supports subscriptions, invoicing, and B2B payments
Get Approved
Even if you have been declined before, we can help you secure a safe and reliable merchant account for you high risk business.
