Payment Processing
Credit cards, debit cards, ACH, eCheck, and virtual terminals — we find the right processing solution for your volume, industry, and risk profile.
Get Started TodayEvery solution includes competitive rates, reliable uptime, and personal support from the LM team.
Accept all major cards — Visa, Mastercard, Amex, Discover — in person, online, or over the phone. Interchange-plus pricing means no surprises on your statement.
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Lower processing costs for high-ticket transactions. Ideal for B2B payments, recurring billing, cannabis wholesale, and any business where card fees eat into margins.
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Take payments over the phone or by mail using any computer or tablet — no card reader required. Perfect for service businesses, contractors, and remote invoicing.
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Accept Apple Pay, Google Pay, Samsung Pay, and tap-to-pay cards. Faster checkout, lower fraud risk, and a better customer experience.
Learn more →We show you every line of your pricing before you sign. No PCI fees buried in fine print, no surprise charges on your monthly statement.
Integrates with hardware and software you already have — Clover, Square terminals, Toast, Shopify, WooCommerce, and more.
We're not tied to one processor. We shop your account across our entire partner network to find you the best rate and approval odds.
Most accounts are approved and processing within 2–5 business days. High-risk accounts may take slightly longer based on underwriting.
We work with processors that maintain strict uptime guarantees. Your customers can always pay — no missed sales from outages.
Kingsley and the LM team are based in Bothell, WA with 12+ years of payment processing experience across dozens of industries.
Create your merchant profile, upload your documents, and let Chip guide you through the rest.
Chip
Your Merchant Onboarding Guide